mortgage

Mortgages

Whether you're buying your first home, or just looking to move then we're here to help you. Arrange an appointment with our in-branch Mortgage Consultant and we can discuss the range of services we provide.

Our Ready2Move service 

Don't let your dream home slip away! Get organised and have your arrangements already in place with our Ready2Move service.

Being confident of what you can potentially borrow (subject to status and lender criteria) is the first step towards buying a new property. By doing this before you find it will show sellers that you are serious about buying their home.

Information Service - if you're thinking of moving
We will provide you with advice and information about all the costs and charges involved when buying a new home. We will also show you how some of these costs could be reduced. This means that:

  • You will know what it will cost you to move
  • You will know how much you can afford to borrow
  • You will know what your monthly costs will be (subject to any interest rate change)

 

Comparison Service - if you have already chosen a mortgage
We will compare your chosen mortgage against our panel of selected lenders. This means that:

  • You may be able to borrow more than you thought you could
  • Your monthly payments could be lower, saving you money

 

Remortgage Service - if you have decided not to move
We can take all the details of your current mortgage and research from our panel of selected lenders to ensure your mortgage is not costing you more than it should do. And remember:

  • We have access to a large panel of selected lenders
  • We are regulated by the Financial Conduct Authority giving you peace of mind

A BROKER FEE MAY BE PAYABLE ON APPLICATION. OUR TYPICAL FEE IS £598.00.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU RE-MORTGAGE.

"Lifetime" membership
Our commitment to you as a Lifetime Member means:

  • We will search our panel of carefully selected lenders to find the right deal to best suit you, both now and in the future.
  • We have established links with major lenders, giving us access at times to exclusive mortgage deals which we will offer to you.
  • We will take away all of the hard work involved in getting a mortgage and we will also give you access to a dedicated coordinator, who will keep you updated on the progress of your mortgage.
  • Once you have completed your mortgage, we will ensure that we contact you when your scheme is up for renewal to help you find the best deal available to you from our panel of selected lenders at that time.

 

£100 Recommend a Friend incentive: Every time you recommend a friend who successfully completes a mortgage with us we will pay you £100 in the month following the legal completion of the new mortgage, provided they have advised the Customer Service Team or Mortgage Consultant at the outset.

 

When you start to look for a new home: Enjoy a 5% discount on the standard cost of conveyancing through our panel of conveyancers - this offer applies to subsequent purchases only. Simply advise the Hurfords representative of your Lifetime membership when instructing Hurfords Home Conveyancing.  

When you decide to sell your next home: Enjoy a £500 discount on our standard scale of estate agency fees if you sell through Hurfords - this offer applies to subsequent sales only. Simply advise the Hurfords representative of your Lifetime membership at the time of your market appraisal.

When you need to arrange your next mortgage: Before you begin to look for a new home, call your mortgage consultant to find out how much you will be able to borrow and what price range you can look at.

For further advice please email: castor@hurfords.co.uk

Hurfords is a trading name of Sharman Quinney Holdings Limited which is registered in England and Wales under company number 4174227, Registered Office is Cumbria House, 16-20 Hockliffe Street, Leighton Buzzard, Bedfordshire, LU7 1GN.  VAT Registration Number is 500 2481 05. 

For the activities of advising on regulated mortgages and non-investment insurance contracts, Sharman Quinney Holdings Limited is an appointed representative of Connells Limited which is authorised and regulated by the Financial Conduct Authority.  Connells Limited’s Financial Services Register number is 302221.

If we have previously arranged a Mortgage Payment Protection product from Allianz for you and you would like Claims ratio data, this is available upon request in writing to Compliance Mortgage Services, Hurfords, Cumbria House, 16-20 Hockliffe Street, Leighton Buzzard, Bedfordshire, LU7 1GN or by email to CustomerRelations@Connells.co.uk  Alternatively, you may request this data by contacting us on 01525 244 504.

 

A BROKER FEE MAY BE PAYABLE ON APPLICATION. OUR TYPICAL FEE IS £598.00.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU RE-MORTGAGE.